High-income earners who juggle school fees and mortgage repayments are among the growing number of people who rely on buy now, pay later credit to pay for essential bills, including food and energy.
Research from the Public Interest Advocacy Centre found almost half (47 per cent) of more than 1000 Australian consumers used a credit card to pay for their energy bill in the past two years, and 21 per cent had used a BNPL product.
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