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Report on the impact of the current on-the-spot fines system on people who are homeless or face other disadvantage such as disability, language barriers, or lack of public transport. The report uses case studies to illustrate a range of aspects of the system that add to existing disadvantage and sets out 28 recommendations for reform. Key areas include the training of those who issues fines, the lack of flexibility in payment options, the difficulties of challenging fines, the impact of licence and car registration suspension for failure to pay a fine, and the inequitable effect of fines.